Gold loans are one of the fastest-growing credit products in retail lending, offering customers immediate liquidity against tangible assets. As a Sales Executive based at our branch, you will work directly with consumers—from local entrepreneurs to retail borrowers—guiding them through loan evaluation, appraisal coordination, and disbursal. Prior lending experience is not required. We provide hands-on training in collateral evaluation, compliance, and negotiation; you bring high energy, clear communication, and the discipline to consistently hit revenue targets.
Key Responsibilities
Engage branch walk-ins and direct inquiries to pitch gold loan products, explaining interest rates, tenures, and repayment structures.
Execute localized outreach campaigns, cold calls, and merchant visits to build an active pipeline of prospective borrowers.
Coordinate with in-house appraisers to ensure accurate gold testing, valuation, and swift turnaround times for loan approvals.
Collect and verify customer KYC documentation, ensuring strict adherence to internal risk standards and regulatory guidelines.
Maintain daily pipeline updates in our CRM and meet weekly originations and portfolio growth quotas.
Requirements
Fluent verbal communication skills in the primary local language and professional working proficiency in English.
A persistent, outcome-driven mindset with comfort working toward defined volume and revenue metrics.
High personal integrity and precision when handling high-value physical assets and confidential financial records.
High school diploma or bachelor's degree in any discipline.
Ability to work full-time on-site at our branch location six days a week.
Nice-to-Haves
Prior customer-facing experience in retail, tele-sales, hospitality, or field sales.
Familiarity with local commercial clusters, trade markets, or small business communities.
Basic working knowledge of collateralized loans or gold purity standards.
What We Offer
Competitive base salary paired with an uncapped, performance-driven monthly commission structure.
Three weeks of paid, classroom-and-field training in credit operations, sales tactics, and asset verification.
Defined promotional criteria with direct pathways to Senior Executive and Branch Operations Manager roles within 12 to 18 months.
Comprehensive medical insurance and accidental coverage from day one.