We are expanding our retail lending footprint and looking for a field originator who needs better pricing, faster turn times, and direct operational support to scale their business. In this role, you will build local referral relationships and drive a purchase-focused pipeline backed by an in-house operations team that consistently hits closing dates. You will operate remotely within your local market, control your own schedule, and earn through an aggressive, uncapped commission structure.
Responsibilities
Source purchase mortgage volume through direct outreach to real estate agents, builders, financial planners, and personal networks.
Prequalify borrowers and structure loan scenarios across Conventional, FHA, VA, and non-conforming Jumbo products.
Take complete, accurate 1003 applications and collect upfront documentation to reduce downstream friction.
Collaborate with dedicated processors and underwriters to clear conditions and hit contract closing milestones.
Attend local open houses, brokerage meetings, and community events to maintain market visibility and secure new referral pipelines.
Maintain absolute compliance with TRID, RESPA, HMDA, and state regulatory guidelines on every file.
Requirements
Active NMLS license in good standing within your state of operation.
2+ years of retail mortgage origination experience with a documented focus on purchase business.
Demonstrated track record of producing at least $15M in annual funded volume via self-sourced channels.
Working knowledge of Fannie Mae, Freddie Mac, and government underwriting guidelines.
Ability to run pricing scenarios, structure complex files (including self-employed borrowers), and explain closing disclosures with precision.
Nice-to-Haves
Existing, active network of producing real estate agents in your designated territory.
Multi-state licensing.
Proficiency with Encompass and modern point-of-sale platforms like Blend.
What We Offer
Tiered, uncapped commission schedule with clear basis-point escalators tied to monthly funded volume.
Dedicated, in-house processing and underwriting pods committed to 24-hour initial turn times.
Competitive secondary market pricing with minimal company overlays.
Monthly marketing stipend and enterprise access to CRM automation, co-branded materials, and lead-generation tools.
Full benefits package including medical, dental, vision, and a 401(k) match.
Full remote autonomy backed by enterprise hardware and travel expense reimbursement.